Indiramma Bhima Scheme 2026 is the name many websites use for a supposed scheme that gives Rs.5 lakh insurance cover to workers and families in Telangana. This page checks that claim against official Telangana government sources. The short answer: no scheme by the name “Indiramma Bhima” could be found on any official Telangana source. The Rs.5 lakh insurance cover that does exist, and is real, is Rythu Bima — for farmers.
What We Checked
- The Telangana State Portal’s Government Initiatives page (telangana.gov.in) lists three initiatives — Cheyutha, Maha Lakshmi and Gruha Jyothi. There is no “Indiramma Bhima” among them.
- The Telangana government’s Telangana Rising site lists its flagship schemes — including Indiramma Indlu, Rythu Bharosa and Rythu Bima. There is no “Indiramma Bhima” among them.
- No government order, no official portal and no application process for a scheme called “Indiramma Bhima” could be found.
What Is NOT Confirmed
- A Telangana scheme named “Indiramma Bhima”.
- Rs.5 lakh insurance cover for daily-wage workers or unorganised workers under that name.
- Any enrolment, application or claim process for “Indiramma Bhima”.
Any website offering an “Indiramma Bhima” application, or asking for a fee or documents for it, is not acting for the government.
The Real Rs.5 Lakh Cover: Rythu Bima
Rythu Bima is Telangana’s farmers’ group life insurance scheme. It is the Rs.5 lakh cover that people searching for “Indiramma Bhima” usually mean.
| Particular | Detail |
|---|---|
| Insurance cover | Rs.5 lakh per eligible farmer |
| Coverage type | Natural and accidental deaths |
| Eligibility | Telangana farmers aged between 18 and 59 years |
| Claim settlement | Within 10 days |
| Settlement mode | Direct bank transfer to the nominee’s account |
| Premium | Rs.3,600 per farmer; the State government pays three-fourths (75%) of the premium, and LIC manages the claims |
| Farmers covered | 47.87 lakh eligible farmers as of FY 2024-25, including 2.74 lakh new entrants in August 2024 |
Source: the Telangana government’s Telangana Rising site (telanganarising2047.org/rythu-bima), quoting the Telangana Socio Economic Outlook 2024.
How Rythu Bima Works
- The farmer is enrolled in Rythu Bima through the Agriculture Department. The premium is paid by the government; the farmer pays nothing.
- If the enrolled farmer dies, the nominee applies for the claim with the death certificate and the required documents.
- LIC settles the claim, and Rs.5 lakh is paid by direct bank transfer into the nominee’s account, within 10 days.
To check enrolment or a claim, contact the Mandal Agriculture Officer or the Agriculture Department office. The scheme is also listed on the Government of India’s UMANG platform.
Beware of Fake Insurance Offers
There is no “Indiramma Bhima” application form, no last date, and no fee. Do not share your Aadhaar number, bank details or OTP with any website or agent promising a Rs.5 lakh insurance payout. Real government insurance in Telangana — Rythu Bima — is handled through the Agriculture Department and LIC, not through agents.
Indiramma Bhima Scheme 2026: What Rythu Bima Actually Covers
For Indiramma Bhima Scheme 2026, the real cover is Rythu Bima, Telangana’s farmers’ group life insurance scheme. It is the Rs.5 lakh cover that people searching for ‘Indiramma Bhima’ usually mean. It covers natural and accidental deaths of enrolled farmers aged between 18 and 59 years. The cover is Rs.5 lakh per eligible farmer, paid to the nominee by direct bank transfer.
The premium is Rs.3,600 per farmer, and the State government pays three-fourths (75%) of it, while LIC manages the scheme. As of FY 2024-25, 47.87 lakh eligible farmers were covered, including 2.74 lakh new entrants in August 2024. The details are on the Telangana government’s Telangana Rising site at https://telanganarising2047.org/rythu-bima.
Indiramma Bhima Scheme 2026: How a Rythu Bima Claim Is Settled
Under Indiramma Bhima Scheme 2026, the real route is Rythu Bima: a farmer is enrolled in Rythu Bima through the Agriculture Department, and the premium is paid by the State. If an enrolled farmer dies, the nominee applies with the death certificate and the required documents. LIC settles the claim, and Rs.5 lakh is paid by direct bank transfer into the nominee’s account, within 10 days.
To check enrolment or a claim, contact the Mandal Agriculture Officer or the Agriculture Department office. The scheme is also listed on the Government of India’s UMANG platform. The Telangana State Portal at https://www.telangana.gov.in lists the state’s official initiatives — and there is no ‘Indiramma Bhima’ among them.
Indiramma Bhima Scheme 2026: The Telangana Schemes That Do Exist
The Telangana State Portal’s Government Initiatives page lists three initiatives — Indiramma Indlu, Indiramma Atmiya Bharosa and Gruha Jyothi. There is no ‘Indiramma Bhima’ among them. The Telangana government’s Telangana Rising site lists its flagship schemes — including Indiramma Indlu and Rythu Bima — and again there is no ‘Indiramma Bhima’.
If you are looking for Telangana housing support, Indiramma Indlu is the state’s housing scheme, and Gruha Jyothi gives free electricity up to 200 units a month for eligible households. The point is simple: the schemes that exist are the ones on the official lists, and ‘Indiramma Bhima’ is not on any of them.
Indiramma Bhima Scheme 2026: What a Farmer’s Family Should Do
If you are a Telangana farmer, the step that matters is to make sure you are enrolled in Rythu Bima through the Agriculture Department. The scheme covers enrolled farmers aged 18 to 59, and the State pays 75% of the Rs.3,600 premium while LIC manages it. Enrolment is through the Agriculture Department, not through an agent or a website.
Keep the nominee’s details correct with the Agriculture Department, so that if a claim is needed, the nominee can apply with the death certificate and the Rs.5 lakh is paid by direct bank transfer within 10 days. To check enrolment or a claim, contact the Mandal Agriculture Officer or the Agriculture Department office. Do not pay anyone for enrolment in Rythu Bima, and do not pay anyone for an ‘Indiramma Bhima’ scheme that does not exist.
Keep the death certificate and the nominee’s bank account details ready, because the claim is settled by direct bank transfer into the nominee’s account within 10 days. The Agriculture Department enrols the farmer and LIC settles the claim, so the family deals with the department and LIC — not with any agent. If anyone asks for a fee to enrol a farmer in Rythu Bima or to release a claim, refuse and report it to the Mandal Agriculture Officer.
Read also: Cheyutha Scheme (Telangana) | Mahalakshmi Scheme (Telangana) | Gruha Jyothi Scheme (Telangana)
Frequently Asked Questions
Is there an Indiramma Bhima scheme in Telangana?
No. No scheme by that name appears on the Telangana State Portal or the Telangana Rising scheme list, and no government order or portal for it could be found.
Which Telangana scheme gives Rs.5 lakh insurance?
Rythu Bima — the farmers’ group life insurance scheme. It pays Rs.5 lakh to the nominee of an enrolled farmer aged 18 to 59, for natural and accidental deaths, within 10 days.
How do I enrol in Rythu Bima?
Through the Agriculture Department. Contact the Mandal Agriculture Officer with your Aadhaar card, pattadar passbook and bank details.
Can I apply for Indiramma Bhima online?
No. There is no such scheme and no application. Any website offering one is not official.
Conclusion
Indiramma Bhima Scheme 2026 is not a Telangana government scheme. The real Rs.5 lakh life insurance in Telangana is Rythu Bima for farmers: Rs.5 lakh to the nominee, settled within 10 days, for enrolled farmers aged 18 to 59. If you are a farmer, make sure you are enrolled through the Agriculture Department — and do not pay anyone for a scheme that does not exist.
Last updated: November 2026
Venkatesh is the Content Lead and Researcher at UNQ Information. He researches government schemes, pension programs, citizen services, and welfare initiatives related to Andhra Pradesh and Telangana. He regularly publishes updates and educational content to help readers understand eligibility criteria, required documents, application procedures, benefit details, and important government announcements in a simple and easy-to-understand format.